Planning Your New Home Search

With tens of thousands of listings updated every day - as well as virtual tours, mapping tools, walkability and sun indexes, blogs and more brown-pleiman-group.irongaterealtors.com is the area's most complete home search tool.
In addition to searching for listings, we can introduce you to the various communities,
we know and love. 

The first step is to discuss how we will represent you in the process of buying your home. This will include the services we provide as well as how we will be compensated. This will be laid out in detail in the buyer broker agreement.

If you are planning to finance your new home, we could help you "pre-qualify" for a mortgage, by connecting you with one of our valued and trusted lenders. You will learn how large a mortgage loan is customarily available given your income, current mortgage rates, any special local programs you may qualify for and what you monthly mortgage payments will be at various rates of interest. It's all part of our effort to make your home purchase as easy as possible.

Then the fun begins!

We will review the price range of the homes you wish to consider, and the areas you would like to visit. 

We will provide you with complete print-outs on all homes currently on the market that fit your criteria. Using our Realtor-only accessible Realtor Property Resource website (RPR), we will be able to provide you with tax, appraisal, square footage and other valuable information for each home under consideration. 

Viewing Homes

When a potential home, or a number of homes, have been selected, we will arrange a private showing for you as quickly as possible. There are a few local "ground rules" observed by all members of the Dayton Area.

We may show you any property listed by another Realtor.

It is very important to remember that your Realtor must accompany you "across the threshold" of any home that is listed by another Realtor. This includes Open Houses, as well as showings by appointments. If not, and you have not made it clear to the Realtor showing the home that you are working with the Brown Pleiman Group, we would lose the ability to represent you, the buyer, in any transaction concerning that property.

The Brown Pleiman Group also sells new homes. Building your own custom home is a real option in the Miami Valley!

Occasionally, we may suggest a "For Sale By Owner" home if it meets your search criteria. Our goal is to help you view all available properties, not only those marketed by other Realtors.

When you view a property rely on us to draw your attention to its strengths and weaknesses.
In addition, be sure to:

Check the Residential Property Disclosure to ascertain the seller's knowledge of the property.

Remember, this statement of condition is no substitute for conducting your own inspections.

Does the interior of the home lend itself to your lifestyle? Additionally, look at the setting.

Very simply, does the house feel like home? Only you can decide what the "potential" of any house may be for you and your family.

Writing the Purchase Agreement

Once you have found the home you want, we will draw up a purchase agreement using a standardized contract approved by both Dayton and Cincinnati Board of Realtors. The agreement will indicate the amount you wish to pay and your preferred closing date; the inspections you wished performed; occupancy date and other negotiable items. You can rely on us to help you put your best foot forward in the negotiations.

Remember, few offers are immediately accepted. A counter-offer, or series of counter-offers, may be required.

Ordering Inspections & Applying for a Mortgage

Relax, and let the Brown Pleiman Group handle it!

Once the purchase agreement is signed, you have a specified period in which to perform any inspections agreed upon. These inspections are at your expense. We will be happy to supply you with a list of qualified inspectors and home contractors through our special "Service Provider's Handbook" should repairs need to be done. Although Irongate cannot guarantee the work of others, these contractors have been used with satisfaction in the past by Irongate agents or clients.

We will be more than happy to help you shop for the best home warranty, insurance and mortgage rates available in our area. Our local "family of service providers" seek to make your home-buying experience quick, easy, convenient and secure.

Closing on Your New Home

You will be well prepared to come to the closing. All closing numbers will be reviewed with you in advance. You will be given the option of purchasing title insurance prior to the time of closing by the title company. Typically we strongly advise all our clients to purchase it.

Congratulations!

There is nothing quite as exciting as a new home. Our goal is to make this an enjoyable experience. If, in the future, you decide to move again, please remember the Brown Pleiman Group when it comes time to sell.

But for now, we say: Welcome Neighbor!